API Reference

Lender offer lifecycle

Offer statuses:

  • PENDING - offer has been sent off to the lender
  • DECLINED - lender declines to proceed with this application
  • ADDITIONAL_DETAILS_REQUESTED - the lender requires additional documents before they can provide an approved loan offer
  • DEFERRED - lender has received this application previously
  • OFFERED - lender has approved a loan offer and provided terms
  • ACCEPTED - applicant signed the contract and funds has been disbursed.
  • APPLICANT_DECLINED - the applicant has decided to not take up an approved loan offer
  • CANCELLED - this offer is cancelled
  • LENDER_CALL_FAILED - if the API request to the lender API fails
  • RULES_DECLINED - When the rules engine does blocks the application from being sent to a lender